FREE report, “What is Credit Scoring?“ Is inaccurate
credit blocking you from getting the house, apartment or job
of your dreams?
March 21, 2004
Did you know that a larger number of employers base
their hiring in part on your credit reports and that in
some states your car insurance rates are based in part
on your credit reports and credit beacon scores? Get the
accurate credit you deserve. Here's help if you have
inaccurate: Late Payments, repossessions, Foreclosures,
Judgments, Collection Accounts, Bankruptcies, Tax Liens
and/or Charge Offs.
(PRWEB) -- FREE report, “What is Credit Scoring?“ Is
inaccurate credit blocking you from getting the house,
apartment or job of your dreams?
Did you know that: a larger number of employers base their
hiring in part on your credit reports and that in some
states your car insurance rates are based in part on your
credit reports and credit beacon scores?
Get the accurate credit you deserve. American Financial
Solutions Inc. can help if you have inaccurate: Late
Payments - Repossessions - Foreclosures - Judgments -
Collection Accounts - Bankruptcies - Tax Liens and/or Charge
Offs.
Some inaccuracies listed on your credit report can be
changed or deleted such as Late Payments - Tax Liens - Slow
Payments - Repossessions - Charge-offs - Student Loans -
Bankruptcies - Collections - Foreclosures - Evictions -
Judgments.
You might want to look at your credit report if you think
that you have been denied credit, your interest rates are
too high, if you feel that your credit is holding you back,
or if you think that a Divorce has messed up your credit.
American Financial Solutions, Inc. works by leveraging The
Fair Credit Reporting Act, which guarantees the right of
consumers to dispute any inaccurate, erroneous or obsolete
information that may appear on your credit report. This
process effectively works within the guidelines of Section
611 of The Fair Credit Reporting Act and helps the consumer
convey the disputed items in the credit-reporting agency
credit report.
Why not do it myself? You can do it yourself, but in many
cases there are specific items you need to review and
address when disputing inaccurate information. What makes
inaccuracies most of the time is the procedures that the
information about you is handled and placed on your credit
reports. And in some cases inaccurate information you may
dispute will be re-verified and remain on the report, except
now it is on your report with a current date verifying the
inaccurate information.
Credit Facts: The Fair Credit Reporting Act mandates that
any information to one’s credit report be both accurate and
current. The credit reporting agencies are not government
agencies. They are ‘for-profit’ corporations in the business
of making money. Every time you send in a payment, there’s
an opportunity for an error to be entered onto your credit
reports. One late pay, collection, or charge-off on your
credit report can raise your interest rates on credit cards,
mortgages or car loans.
Just how important is having good credit? It allows you to
save points on a home mortgage loan. For example, saving one
percentage point on a home loan for a 30 year $200,00 home
loan, at 7.25%, means a total interest paid of $291,169.28;
while the same loan at 6.25%has an interest rate of
$243,319.44 --- getting the lower interest rate of 6.25% is
a total savings of $47,849.00 for consumers.
For your FREE report, “What is Credit Scoring?“
send an mail to marla@afsi.us with a subject line of 'FREE
report'
For further information contact:
Marla LaRue
AFSI, Inc.
Independent Representative
www.afsi.us/5295
Nationwide USA
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